Father, there are days, like today, when I can hardly breathe, the weight of my debt is so great. Your Word says that the borrower is a slave to the lender;1 those chains of bondage are very real. I need wisdom and guidance to walk through this difficult season. Help me acknowledge that owing no one anything except love fulfills Your law,2 and I desire to make that truth my goal.
As I face this financial struggle, I am reminded of Psalm 37:21, which says that the wicked borrows but does not repay.3 I do not want to fall into this trap of dishonor. Instead, I pray for the strength to be generous and to give.4 Empower me to fulfill my responsibilities, especially to my family, as I know it reflects my faith.5 When I feel anxious or fearful about my finances, help me rest in Your assurance that You provide for my needs.
Lord, help me to avoid the temptation of making vows I cannot keep.6 I seek Your guidance to make wise financial decisions and resist the urge to take on additional debt. Teach me the importance of living within my means and fill my heart with contentment in the life You have given me.7 May I learn to find joy not in the pursuit of riches but in the blessings of Your love.
As I work towards financial freedom, I ask for Your forgiveness and cleansing from any past mistakes that have contributed to this situation. I trust that You are faithful and just to forgive me and lead me toward a path of restoration.8 Help me to be a cheerful giver, using the resources I have wisely and generously, and aid me in creating a sustainable future that glorifies You. Thank you for Your unfailing love.